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Financing

Although Brookside Cabins does not offer financing or lend internally, we do have relationships with different institutions that have products available for our different building styles. We partner with lenders, both local and national, that we can connect you with and most appropriately match to your financing needs. 

LightStream

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LightStream, the nation's premier online consumer lender, offers fast and easy low-interest financing for any tiny home, park model or residential building without restrictions on model type or location. Not only are you getting low rates, flexible terms and no fees, but the entire process from start to finish is undeniably simple.

Good credit deserves a great rate.

Good-to-excellent-credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That's what LightStream delivers, so you can get your new home without breaking your budget.

No restrictions on model type or location.

There are no model restrictions, fees or land ownership requirements. Plus, the LightStream loan is unsecured, so you don't have to worry about appraisals, home equity requirements or collateral.

 

Easy online process puts you in control.

Apply in minutes with a simple online application, and you could get a loan from $5,000 to $100,000. LightStream has flexible terms, so you can choose what works best for you.

 

Get your funds, fast.

LightStream's easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.

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Great Lakes RTO

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No Credit Checks

With this program there are no credit check so everyone qualifies.

 

Same as Cash

If the cabin is paid in full within 90 days no interest in incurred. The user must make their monthly payments during that time but if they pay the contract off within those 90 days there will be no extra fees. 

Early Pay Off

There is no penalty for early off of the loan. 

 

Monthly Cost

If the cabin is not paid off during the same as cash period then a portion of each monthly payment goes towards a rental fee. The amount depends on the length of the contract.

 

24 months -  30% 

36 months -  40%

48 months - 50%

60 months - 57%

 

Finance Up To $25,000

The most a buyer can finance for a rent to own contract is $25,000 before tax. 

 

Down Payment

Any contract $15,000 - $25,000 they must put down 20% for the down payment. The down payment covers their first payment, so the next payment won't be due until after the shed is delivered.

 

If you have any questions please contact Val with Mid Valley Structures.

 

989-772-0010

val@midvalleystructures.com

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